Retiree Resources

Useful information to help you make the most of your retirement years.

Claiming Social Security: It's Just a Matter of Time


How old you are when you claim Social Security has a significant impact on the monthly benefits you and your spouse (if you’re married) will receive for the rest of your lives. In fact, when you claim Social Security just could be the most important financial decision you’ll ever make.

It’s well known that the later you claim Social Security benefits, the greater your monthly benefit will be. Consequently, working longer and retiring at a later age may be your best strategy for maximizing your retirement income.

The Social Security Claiming Guide, an informative handbook from the Center for Financial Literacy at Boston College, identifies all your choices, explains how much you can receive, and addresses the most common questions retirees have—all in a simple, easy-to-understand format.

Click here to access the guide.